Buy a Home

There are many ways to find a home or investment property including reading ads in the Sunday paper, driving by a listed property, searching online and asking friends. Let's face it, finding the right home in this market is not always easy. Many home sell in multiple bidding against other buyers and some sell before you could ever find them.

I have built an extremely efficient system for finding the right property for the buyer's that I represent. We search daily for all new listings, contact for sale by owners, network with other realtors about upcoming listings and many other ways to find the right home for you.

When a buyer makes the commitment to work with me, I search everywhere to find just the right property no mater how long it takes. Connecticut State Law requires a Right to Represent a Buyer Agreement before a property can be shown to a buyer. Most often the seller or listing broker pays the fee. The term and fees are negotiable by law.

I usually start out with a short term agreement to make sure the buyer likes the services that I provide. It is very important to have an honest relationship between the buyer and broker. I commit a tremendous amount of time, knowledge and skill to all of the buyers I work with.

Pre-qualification

Making an Offer

Tests and Inspections

• Home Inspection - The purpose of a home inspection is to determine that the structures are sound and that the plumbing, mechanical, electrical, heating and cooling systems of the home are in proper working order. The inspection generally lasts 1- 2 1/2 hours and the buyers are usually present during the inspection.
• Septic Inspection - If the property you purchase is serviced by a septic system, you may want to have an inspection by a licensed septic company or home inspector. This may also include pumping the tank. The report will indicate the size of the tank, whether it is steel or concrete, the condition of the baffles, inlet pipe and leaching fields. It will also indicate the recommended time between pump outs.
• Termite Inspection - In most cases, your lender will require an inspection to determine whether any wood destroying insects such as termites, powder post beetles and carpenter ants are present. If so, extermination would be required and any damage indicated by the inspector would need to be repaired.
• Water Test - If the property is serviced by an individual well; the lender may require a water analysis to determine whether or not it meets state standards for potability (safe to drink). Your test results will include color, odor, turbidity, PH, ammonia nitrogen, nitrogen plus nitrate nitrogen, chlorides, MBAs (soap), hardness, iron and coliform bacteria. 
• Asbestos Inspection - Asbestos is a mineral fiber found in rocks. There are some products used in home building and pipe insulation that can contain asbestos. It is a good idea to ask your inspector if there are any asbestos containing materials in the property and how to treat them because if the asbestos fibers are released there can be potential health risks.
• Radon Testing - Radon is a radioactive gas that occurs in nature. You cannot see it or smell it. Radon comes from the natural breakdown of uranium. The only known health effect associated with exposure to elevated levels of radon is an increased risk of developing lung cancer.
• Lead Paint Testing - Lead paint may be found in houses and apartments built before 1978. Lead from paint, chips and dust can pose serious health hazards if not taken care of properly.

Financing

Closing

Request a copy of our free "Homebuyers Handbook" by completing the inquiry form on the contact page of our website. The Handbook contains additional valuable information about how to buy a home in today's market.

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Jay C. Amoruso, C.R.S., RE/MAX Precision Realty 
2600 Berlin Turnpike, Newington, CT, 06111
860.665.0850  direct line: 860.808.2006 email: jay@jayamoruso.com